Travel Insurance &Takaful for Pakistan
Cover the trip, not just the ticket — medical bills, cancellations and lost bags for Pakistani travellers heading on holiday, Umrah or study abroad.
Travel insurance covers the costs you can't plan for — a hospital stay abroad, a cancelled trip, a bag that never arrives. We arrange conventional and Shariah-compliant Takaful cover for Pakistani travellers, with plans built for Umrah, study abroad and Schengen visa applications. Compare the options below and request a quote in a couple of minutes.
Choose Your Coverage
Select the insurance type that best fits your travel needs
Basic
Essential coverage for short trips
- Medical emergency up to $15,000
- Trip cancellation up to PKR 100,000
- Lost baggage up to PKR 50,000
- 24/7 helpline
- Flight delay compensation
- Emergency evacuation
- Adventure sports coverage
- Pre-existing conditions
Premium
Comprehensive coverage for peace of mind
- Medical emergency up to $50,000
- Trip cancellation up to PKR 300,000
- Lost baggage up to PKR 150,000
- 24/7 helpline
- Flight delay compensation
- Emergency evacuation
- Adventure sports coverage
- Pre-existing conditions
VIP
Maximum coverage for ultimate protection
- Medical emergency up to $100,000
- Trip cancellation up to PKR 500,000
- Lost baggage up to PKR 300,000
- 24/7 helpline
- Flight delay + missed connection
- Emergency evacuation
- Adventure sports coverage
- Pre-existing conditions
Get Instant Quote
Estimate your premium by destination, age and trip length.
What's Covered
Comprehensive protection for every aspect of your journey
Medical Emergency
Hospital stays, surgeries, doctor visits, and prescription medication worldwide
Trip Cancellation
Reimbursement for non-refundable expenses if your trip is cancelled unexpectedly
Lost Baggage
Compensation for lost, stolen, or delayed baggage and personal belongings
Flight Delays
Meal and accommodation expenses when your flight is delayed over 6 hours
Emergency Evacuation
Air ambulance and medical evacuation to nearest adequate medical facility
Repatriation
Transportation back to Pakistan in case of serious illness or death abroad
Personal Liability
Coverage if you accidentally cause injury to someone or damage their property
Cashless Claims
Direct settlement with hospitals so you do not have to pay upfront
Claims Process
Four steps from incident to payout — here's what to expect.
Report Incident
Call our 24/7 helpline or submit online claim within 48 hours of incident
Submit Documents
Upload medical reports, receipts, police reports, and other required documents
Claim Review
Our claims team reviews your documentation and verifies the incident details
Payout
Approved claims are paid directly to your bank account or to the hospital
Insurers We Work With
We place policies with established Pakistani insurers and Takaful operators.
EFU Life Insurance
Jubilee Insurance
Takaful Pakistan
State Life Insurance
Frequently Asked Questions
Common questions about cover, claims and Takaful.
Protect Your Journey Today
Do not let unexpected events ruin your travel plans. Get covered in minutes with our easy online application.